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Simple Interest

This is a simple mechanism to show how simple interest works.

Future Value (Compounding)

A simple mechanism to show you on how to compound the present value to become the future value. It shows how much the value now worth in the future.

Future Value ( include Inflation)

A simple mechanism that will calculate the future value given the present value and include the inflation rate. the value of money now can predict how much it worth in the future when taking into consideration of the inflation rate.

Investment Calculation

This is a simple mechanism which calculates the investment return given the interest rate and the amount to be invest. By key in the amount to invest and interest rate, you can find out what is the future investment profit that you had invested today.

Car Loan Calculator

A simple mechanism which calculates monthly payment that is required to buy a car. By key in the value of the car, interest rate to be charge, and number of years of payment, you can find out what is the amount that you need to pay for monthly installment. 

Children Education Planning

This is a simple mechanism which will calculate the amount of money needed for children's education expenses. By key in the amount of money needed for future education and the amount of insurance you brought for education fund, you will get to know how much money you need to allocate for education fund when take into consideration of inflation and interest rate.

Financial Independence Planning

A simple mechanism which will calculate the amount of money that you have for retirement. This mechanism will provide a clear picture to those who do not know how to calculate his/her retirement money. It will provide a lump sum value which you can withdraw or getting a monthly annuity payment.

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Housing Loan Calculator (monthly)

This is a simple mechanism which will help you to calculate housing loan on monthly basis. When you key in the net value of the house, the interest rate ,and payment duration, you will know the monthly installment that you need to pay, the amount of interest paid for that particular month, the amount of principal repayment and outstanding balance. 

Personal Cash Flow Review

This is a simple mechanism which can calculate the cash position of a person for the whole year. By key in the amount of money you earn and the amount of expenses, you will find out how much money you actually left unused that can be save into the bank for the whole year.

Net Worth Analysis

This is a simple mechanism that will calculate the net worth of a person after deducting the amount of liabilities that you have from the amount of assets you owned. By doing this, one can get to know more about how much money one actually have and how much liabilities one is sustain.

Income Protection

This is a simple mechanism that will show you how much sum assure of a policy you need to buy so as to protect you and your family financially when you are unable to earn the same amount of income. It will give you a rough idea on how much money you actually need when your income is suddenly stop.

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